A couple of quick tips to lower your insurance premium on used cars.

1. Shop around. Typically another insurance broker will give you a better price to gain your business.

2. Increase your deductable. If you increase your deductable from $250 to $500 it can save 15-30% and if you go to $1000 it can save upwards to 40%. Keep in mind, you'll have to pay that deductable if you use the coverage.

3. Try getting a quote from your homeowners insurance broker. If you buy both from the same broker, they will usually give you a break.

4. Get a quote for the used car you are thinking of buying before you buy it. Some cars are easier to steal than others, some cars are more expensive to steal than others. Average cost per claim has a big affect on premium costs.